Terms of Service

2. About Fintra

Fintra is a cloud-based financial management platform designed for freelancers, small businesses, and entrepreneurs.

Our Services may include:

• Invoicing
• Quotations
• Expense tracking
• Customer management
• Product management
• Financial reporting
• VAT calculations
• Banking integrations
• Automation features

Features may change over time as the platform evolves.

3. Eligibility

You must be at least 18 years old, or the legal age in your jurisdiction, to use Fintra.

You are responsible for ensuring that your use of the Services complies with all applicable laws and regulations.

4. Accounts

You are responsible for:

• Keeping your login credentials secure
• Maintaining accurate account information
• All activity that occurs under your account

You must notify us immediately if you suspect unauthorized access to your account.

5. Subscription & Billing

Some features of Fintra require a paid subscription.

Unless otherwise stated:

• Pricing is displayed before purchase.
• Subscription fees are billed in advance.
• Taxes may apply depending on your location.
• You may upgrade, downgrade, or cancel your subscription at any time.

Cancellation prevents future billing but does not automatically refund previous payments unless required by law.

6. Acceptable Use

You agree not to:

• Violate any applicable laws or regulations.
• Attempt to gain unauthorized access to Fintra systems.
• Upload malware or malicious code.
• Interfere with the operation of the Services.
• Reverse engineer or attempt to copy the platform.
• Use the Services for fraudulent or illegal activities.
• Share your account with unauthorized users.

We reserve the right to suspend or terminate accounts that violate these Terms.

7. Your Data

You retain ownership of all data you upload to Fintra.

This includes, but is not limited to:

• Customers
• Invoices
• Quotations
• Expenses
• Products
• Company information
• Financial records

By using Fintra, you grant us a limited license to process and store your data solely for the purpose of providing the Services. We do not claim ownership of your data.

8. Intellectual Property

Fintra, including its software, branding, designs, logos, documentation, and content, is protected by intellectual property laws.

You may not, without our prior written permission:

• Copy
• Modify
• Redistribute
• Resell
• Reverse engineer
• Create derivative works

9. Third-Party Services

Fintra may integrate with third-party services such as payment providers, banking services, email providers, and cloud storage platforms.

Your use of those services is governed by their own terms and privacy policies.

We are not responsible for third-party services or their availability.

10. Availability

We strive to provide a reliable and secure platform.

However, we cannot guarantee that the Services will always be:

• Available
• Error-free
• Uninterrupted
• Free from maintenance periods

Scheduled maintenance may occasionally affect availability.

11. Disclaimer

Fintra provides financial management software.

We do not provide:

• Accounting advice
• Tax advice
• Legal advice
• Financial planning services

You remain responsible for verifying the accuracy of your financial records and complying with applicable laws. When appropriate, consult a qualified accountant or tax advisor.

12. Limitation of Liability

To the maximum extent permitted by law, Fintra shall not be liable for indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Lost profits
• Lost business opportunities
• Loss of data
• Business interruption

Our total liability shall not exceed the amount you paid to Fintra during the 12 months preceding the claim. Some jurisdictions do not allow certain liability limitations, so parts of this section may not apply to you.

13. Termination

You may stop using Fintra at any time.

We may suspend or terminate your account if you:

• Violate these Terms
• Engage in fraudulent or illegal activity
• Abuse the Services
• Fail to pay applicable subscription fees

Upon termination, your access to the Services may be removed in accordance with our data retention policies.

14. Changes to the Service

We continuously improve Fintra.

We may:

• Add new features
• Modify existing functionality
• Remove obsolete features
• Update pricing
• Improve security

We will make reasonable efforts to communicate significant changes when appropriate.

15. Changes to these Terms

We may update these Terms from time to time.

If material changes are made, we will notify users through the application, by email, or on our website.

Continued use of the Services after changes become effective constitutes acceptance of the updated Terms.

16. Governing Law

These Terms are governed by the laws applicable to the legal entity operating Fintra, unless mandatory local consumer laws require otherwise.

Any disputes shall be resolved by the competent courts of the applicable jurisdiction.

17. Contact

If you have any questions regarding these Terms of Service, please contact us.

Legal Team

legal@getfintra.com